If you’re asking, “I was scammed online, does home insurance cover the loss?”, you’re not alone. Online scams continue to …
Combine Fire or Grain Spill: Which Farm Policy Pays?
Harvest season moves fast, and a combine fire or grain spill can bring operations to a sudden stop. While both …
Medicare AEP Checklist: 5 Things to Gather Before October 15
The Medicare AEP Checklist can help you prepare for Medicare’s Annual Enrollment Period (AEP), which begins on October 15. A …
Fleet Safety Programs: How They Impact Insurance Premiums
Commercial auto insurance costs continue to rise, making fleet safety programs more important than ever. Insurance carriers assess risk when …
Upcoming Minnesota Paid Leave Laws: What Employers Need to Know
Minnesota Paid Leave Laws for Employers are reshaping how businesses manage employee leave, payroll deductions, and workplace compliance. As Minnesota’s …
Contractual Risk Transfer in Construction
Construction projects involve multiple parties, tight deadlines, and significant financial exposure. Contractual risk transfer helps manage that exposure by assigning …
Open Enrollment Prep: What Employers Should Be Doing Now
Open enrollment prep starts well before employees begin making benefit elections. Employers who plan ahead can reduce confusion, improve communication, …
Agri-Tourism Liability: Are You Covered for Farm Visits and Events?
As more farms diversify their operations, many owners welcome visitors for corn mazes, pumpkin patches, petting zoos, farm-to-table dinners, weddings, …
Can Nonprofit Board Members Be Personally Liable?
Many people join nonprofit boards because they care about a mission, want to make a difference, and hope to support …
Back-to-School Insurance Checklist for Families: Auto, Renters & Electronics
The Back-to-School insurance checklist for families goes beyond shopping for supplies and preparing class schedules. As students head back to …