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Insurance & Risk Management Blog

Timely Topics

Is Your Doctor Still In-Network? The Medicare Check People Skip

Is Your Doctor Still In-Network? The Medicare Check People Skip

Medicare plans can change from year to year, and your doctors may not always stay in the same network. That …

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Why a Small Fender-Bender Costs So Much on Newer Cars and Which Coverage Pays

Why a Small Fender-Bender Costs So Much on Newer Cars and Which Coverage Pays

A small fender-bender costs on newer cars much more than many drivers expect. What once required a simple bumper repair …

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Cab Glass Coverage for Tractors: The Most Overlooked Claim

Cab Glass Coverage for Tractors: The Most Overlooked Claim

Cab glass coverage for tractors often gets overlooked until a crack spreads across a windshield or a shattered side window …

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Your Medicare Plan Is Changing for 2027

Your Medicare Plan Is Changing for 2027

If your Medicare plan is changing for 2027, your Annual Notice of Change (ANOC) can help you understand exactly what …

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A Subcontractor Causes a Loss: Whose Insurance Pays?

A Subcontractor Causes a Loss: Whose Insurance Pays?

Construction projects often involve multiple contractors, which can make subcontractor insurance claims complicated. When a subcontractor causes property damage or …

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I Was Scammed Online—Does Home Insurance Cover the Loss?

I Was Scammed Online—Does Home Insurance Cover the Loss?

If you’re asking, “I was scammed online, does home insurance cover the loss?”, you’re not alone. Online scams continue to …

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Combine Fire or Grain Spill: Which Farm Policy Pays?

Combine Fire or Grain Spill: Which Farm Policy Pays?

Harvest season moves fast, and a combine fire or grain spill can bring operations to a sudden stop. While both …

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Medicare AEP Checklist: 5 Things to Gather Before October 15

Medicare AEP Checklist: 5 Things to Gather Before October 15

The Medicare AEP Checklist can help you prepare for Medicare’s Annual Enrollment Period (AEP), which begins on October 15. A …

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Fleet Safety Programs: How They Impact Insurance Premiums

Fleet Safety Programs: How They Impact Insurance Premiums

Commercial auto insurance costs continue to rise, making fleet safety programs more important than ever. Insurance carriers assess risk when …

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Upcoming Minnesota Paid Leave Laws: What Minnesota Employers Need to Know in 2026

Upcoming Minnesota Paid Leave Laws: What Employers Need to Know

Minnesota Paid Leave Laws for Employers are reshaping how businesses manage employee leave, payroll deductions, and workplace compliance. As Minnesota’s …

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