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Insurance & Risk Management Blog

Timely Topics

Frozen Pipe Claim Denied? Maintenance Mistakes That Can Hurt Coverage

Frozen Pipe Claim Denied? Maintenance Mistakes That Can Hurt Coverage

Why Would a Frozen Pipe Claim Get Denied? Few winter problems create a mess as quickly as a frozen pipe. …

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Temporary Heat on a Jobsite: Winter Fire Risks for Contractors

Temporary Heat on a Jobsite: The Winter Fire Risk Contractors Miss

When temperatures drop, temporary heaters help contractors keep projects moving. Crews may rely on them to warm work areas, protect …

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The Cheapest Medicare Part D Plan May Not Save You the Most Money

The Cheapest Medicare Part D Plan May Not Save You the Most Money

When comparing prescription drug plans, it is easy to focus on the monthly premium. But Medicare Part D costs involve …

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Does Homeowners Insurance Cover a Home-Based Business?

Does Homeowners Insurance Cover a Home-Based Business?

Homeowners insurance protects your home, personal belongings and personal liability. However, business activities can create risks that a standard homeowners …

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What to Do After a Ransomware Attack

What to Do After a Ransomware Attack

A ransomware attack response requires quick action. When cybercriminals lock files, disrupt systems, or steal sensitive information, the effects can …

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Is Your Doctor Still In-Network? The Medicare Check People Skip

Is Your Doctor Still In-Network? The Medicare Check People Skip

Medicare plans can change from year to year, and your doctors may not always stay in the same network. That …

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Why a Small Fender-Bender Costs So Much on Newer Cars and Which Coverage Pays

Why a Small Fender-Bender Costs So Much on Newer Cars and Which Coverage Pays

A small fender-bender costs on newer cars much more than many drivers expect. What once required a simple bumper repair …

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Cab Glass Coverage for Tractors: The Most Overlooked Claim

Cab Glass Coverage for Tractors: The Most Overlooked Claim

Cab glass coverage for tractors often gets overlooked until a crack spreads across a windshield or a shattered side window …

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Your Medicare Plan Is Changing for 2027

Your Medicare Plan Is Changing for 2027

If your Medicare plan is changing for 2027, your Annual Notice of Change (ANOC) can help you understand exactly what …

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A Subcontractor Causes a Loss: Whose Insurance Pays?

A Subcontractor Causes a Loss: Whose Insurance Pays?

Construction projects often involve multiple contractors, which can make subcontractor insurance claims complicated. When a subcontractor causes property damage or …

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