Preventive care seems straightforward, but many patients still feel frustrated when a “free” visit turns into a bill. The confusion …
Deductibles vs. Copays vs. Coinsurance vs. Out-of-Pocket Max
Understanding health insurance terms can feel overwhelming. Deductibles, copays, coinsurance, and out-of-pocket maximums all affect what you pay and when. …
Drug Formularies and Tiered Medication Coverage
Understanding drug formularies and tiered medication coverage can significantly impact your healthcare costs and access to necessary medications. This blog …
Prior Authorization Delays
Prior authorization can often feel like a hurdle in the healthcare journey. This process, where insurers require pre-approval before they …
Fully-Insured HRA Benefits
Navigating the healthcare landscape often feels complex. Business owners constantly seek ways to offer compelling benefits while managing costs. A …
In-network Healthcare
Navigating the intricacies of healthcare coverage can often feel daunting. Ensuring your medical providers are in-network is crucial for managing …
Maximizing Employer Life Insurance Coverage
Landing a job with life insurance in the benefits package might feel like striking gold, offering a comforting sense of …
Connect The Dots, May 2025
Upcoming Webinars Affordability for Medical Coverage Whether an employer offers affordable medical coverage impacts eligibility for premium tax credits toward …
Self-Insured vs. Level-Funded Health Plans
When evaluating health benefit options for their employees, businesses often consider Self-Insured vs. Level-Funded Health Plans. These two alternatives to …
Employee Assistance Programs
Employee Assistance Programs (EAPs) are an essential part of modern workplace environments, offering invaluable support and resources to employees dealing …