Risk is an inherent part of business and everyday life. As organizations navigate uncertain environments, it becomes crucial to implement …
Moving from Fully Insured to Self-Funded Health Plan
As employers continue to look for ways to manage healthcare costs, more and more are exploring self-funded health insurance plans. …
HOA Board of Directors Insurance: Ensuring Financial Protection for Homeowner Associations
Homeowner associations (HOAs) play a crucial role in managing and maintaining the common areas and amenities of residential communities. As …
Contractor Umbrella Insurance: Protection for Independent Contractors
Contract work offers flexibility and independence, but it also comes with its fair share of risks. As an independent contractor, …
Who is Responsible if Someone Else is Driving Your Car and Gets in an Accident?
The scenario of someone else driving your car and getting into an accident can raise questions about liability and insurance …
Understanding the Factors Driving the Soaring Costs of Property Insurance
Property insurance costs have been on the rise in recent years, leaving homeowners and businesses grappling with the financial burden. …
Understanding Short-Term Rental Insurance
In recent years, the rise of popular platforms like Airbnb, VRBO, and HomeAway has transformed the way people travel and …
What to Do in a Hard Insurance Market
The insurance industry is no stranger to cyclical trends, and at times, markets can become particularly challenging. During a hard …
Understanding How FMLA Runs Concurrently with Workers’ Compensation
Dealing with employee leave and managing the complexities of the Family and Medical Leave Act (FMLA) and workers’ compensation can …
Why Property Managers Are Struggling in the Current Insurance Hard Market
In the midst of the current insurance hard market, property managers find themselves facing unique challenges that are putting significant …